Looking for reviews of the top five term life insurance providers for someone who quit smoking six months ago.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Looking for reviews of the top five term life insurance providers for someone who quit smoking six months ago.
3 real searches · 1 real-search pass
best term life insurance companies 2026 reviews Banner Protective Pacific Life MassMutual SBLI former smokers underwriting tobacco free 12 monthsGoogle ↗
OBSERVEDComparison
life insurance smoker quit smoking how long nonsmoker rates 12 months 2 years underwriting insurer guidelinesGoogle ↗
OBSERVEDConsequence
term life insurance company reviews customer satisfaction complaints financial strength 2025 2026Google ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
best term life insurance companies 2026 reviews Banner Protective Pacific Life MassMutual SBLI former smokers underwriting tobacco free 12 months Google ↗
life insurance smoker quit smoking how long nonsmoker rates 12 months 2 years underwriting insurer guidelines Google ↗
term life insurance company reviews customer satisfaction complaints financial strength 2025 2026 Google ↗
- Banner Life official website · bannerlife.com
- Independent review · moneygeek.com
- Pacific Life official website · pacificlife.com
- Independent comparison · insure.com
- Protective official website · protective.com
- Independent review · moneygeek.com
- Mutual of Omaha official website · mutualofomaha.com
- J.D. Power customer satisfaction study · jdpower.com
- Transamerica official website · transamerica.com
- J.D. Power 2025 U.S. Individual Life Insurance S · jdpower.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
best term life insurance companies 2026 reviews Banner Protective Pacific Life MassMutual SBLI former smokers underwriting tobacco free 12 months OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
life insurance smoker quit smoking how long nonsmoker rates 12 months 2 years underwriting insurer guidelines OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
term life insurance company reviews customer satisfaction complaints financial strength 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |