I am retired now but helping my nephew look into maternity leave short term disability options since she is expecting her first baby soon and wants to know which providers offer the most reliable payouts.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am retired now but helping my nephew look into maternity leave short term disability options since she is expecting her first baby soon and wants to know which providers offer the most reliable payouts.
3 real searches · 1 real-search pass
2026 short term disability insurance maternity coverage providers employer individual policies pregnancy pre-existing condition waiting periodGoogle ↗
OBSERVEDConsequence
short term disability insurer claims complaint index Unum Guardian The Hartford Mutual of Omaha MetLife 2025Google ↗
OBSERVEDOther / navigational
Rhode Island temporary disability insurance pregnancy childbirth benefits official TDIGoogle ↗
OBSERVEDDefinition
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 short term disability insurance maternity coverage providers employer individual policies pregnancy pre-existing condition waiting period Google ↗
short term disability insurer claims complaint index Unum Guardian The Hartford Mutual of Omaha MetLife 2025 Google ↗
Rhode Island temporary disability insurance pregnancy childbirth benefits official TDI Google ↗
- 2026 U.S. Group Disability Market Survey: Summary report · careers.milliman.com
- Temporary Disability Insurance (TDI) & Temporary Caregiver Insurance (TCI) FAQs · dlt.ri.gov
- Temporary Disability Insurance (TDI) & Temporary Caregiver Insurance (TCI) FAQs · dlt.ri.gov
- What are the TDI and TCI Programs? · dlt.ri.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 short term disability insurance maternity coverage providers employer individual policies pregnancy pre-existing condition waiting period OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
short term disability insurer claims complaint index Unum Guardian The Hartford Mutual of Omaha MetLife 2025 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
Rhode Island temporary disability insurance pregnancy childbirth benefits official TDI OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |