What is the catch with credit cards that offer zero percent APR on balance transfers, and should I use one to pay off a small store card debt?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the catch with credit cards that offer zero percent APR on balance transfers, and should I use one to pay off a small store card debt?
1 real search · 1 real-search pass
credit card balance transfer fee promotional APR expiration minimum payments CFPB balance transferGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
credit card balance transfer fee promotional APR expiration minimum payments CFPB balance transfer Google ↗