What are the tax implications of withdrawing from a state-sponsored 529 plan to pay for off-campus housing and meal plans during graduate school?
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The searches the AI actually ran for this prompt.
SEED QUERY
What are the tax implications of withdrawing from a state-sponsored 529 plan to pay for off-campus housing and meal plans during graduate school?
3 real searches · 1 real-search pass
IRS Publication 970 529 room board off-campus cost of attendance half-time graduate school 2025 2026Google ↗
OBSERVEDReason
IRS 529 qualified tuition program room and board off campus meal plan cost of attendance limitGoogle ↗
OBSERVEDOther / navigational
California 529 plan state tax treatment nonqualified distributions room boardGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS Publication 970 529 room board off-campus cost of attendance half-time graduate school 2025 2026 Google ↗
IRS 529 qualified tuition program room and board off campus meal plan cost of attendance limit Google ↗
California 529 plan state tax treatment nonqualified distributions room board Google ↗
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Cost of Attendance (Budget) · fsapartners.ed.gov
- 26 U.S.C. § 529: Qualified tuition programs · uscode.house.gov
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- Topic no. 313, Qualified tuition programs (QTPs) · irs.gov
- 2025 Instructions for Form FTB 3805P · ftb.ca.gov
- SUPPLEMENT NO. 1 DATED JANUARY 1, 2024, TO THE · scholarshare529.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS Publication 970 529 room board off-campus cost of attendance half-time graduate school 2025 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS 529 qualified tuition program room and board off campus meal plan cost of attendance limit OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
California 529 plan state tax treatment nonqualified distributions room board OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |