How does a credit score of 620 compare to 700 when applying for a conventional mortgage with my spouse as a co-borrower?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does a credit score of 620 compare to 700 when applying for a conventional mortgage with my spouse as a co-borrower?
3 real searches · 1 real-search pass
Fannie Mae multiple borrowers representative credit score lowest borrower score mortgage pricing 2026 conventional loanGoogle ↗
OBSERVEDComparison
Freddie Mac multiple borrowers credit score representative score mortgage eligibility pricing 2026Google ↗
OBSERVEDReason
Fannie Mae conventional mortgage minimum credit score 620 Desktop Underwriter 2026Google ↗
OBSERVEDShort fact
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae multiple borrowers representative credit score lowest borrower score mortgage pricing 2026 conventional loan Google ↗
Freddie Mac multiple borrowers credit score representative score mortgage eligibility pricing 2026 Google ↗
Fannie Mae conventional mortgage minimum credit score 620 Desktop Underwriter 2026 Google ↗
- General Requirements for Credit Scores · guide-selling.fanniemae.com
- Determining the Credit Score for a Mortgage Loan · guide-selling.fanniemae.com
- Desktop Underwriter Credit Risk Assessment Updates · singlefamily.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae multiple borrowers representative credit score lowest borrower score mortgage pricing 2026 conventional loan OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Freddie Mac multiple borrowers credit score representative score mortgage eligibility pricing 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Fannie Mae conventional mortgage minimum credit score 620 Desktop Underwriter 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 |