Real ChatGPT answer · index seedQZEnOp96oPwcompleteFinance and banking · retirement accountsinformational
What specific tax traps should I watch out for when executing a direct rollover from a corporate pension lump sum payout into a self directed IRA?
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The searches the AI actually ran for this prompt.
SEED QUERY
What specific tax traps should I watch out for when executing a direct rollover from a corporate pension lump sum payout into a self directed IRA?
3 real searches · 1 real-search pass
IRS direct rollover qualified plan lump sum IRA 20% withholding after-tax contributions required minimum distribution 2026Google ↗
OBSERVEDReason
IRS rollover chart eligible rollover distributions pension plan IRA 60 day rollover RMDGoogle ↗
OBSERVEDReason
IRS self directed IRA prohibited transactions UBTI real estate collectiblesGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS direct rollover qualified plan lump sum IRA 20% withholding after-tax contributions required minimum distribution 2026 Google ↗
IRS rollover chart eligible rollover distributions pension plan IRA 60 day rollover RMD Google ↗
IRS self directed IRA prohibited transactions UBTI real estate collectibles Google ↗
- Rollovers of retirement plan and IRA distributions · irs.gov
- Topic no. 413, Rollovers from retirement plans · irs.gov
- Publication 575 (2025), Pension and Annuity Income · irs.gov
- Publication 590-A (2025), Contributions to Individual Retirement Arrangements (IRAs) · irs.gov
- Topic no. 412, Lump-sum distributions · irs.gov
- Retirement topics - Prohibited transactions · irs.gov
- Retirement plan investments FAQs · irs.gov
- Instructions for Form 990-T (2025) · irs.gov
- Unrelated business income from debt-financed property under IRC Section 514 · irs.gov
- Retirement plan and IRA required minimum distributions FAQs · irs.gov
- Publication 590-B (2025), Distributions from Individual Retirement Arrangements (IRAs) · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS direct rollover qualified plan lump sum IRA 20% withholding after-tax contributions required minimum distribution 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS rollover chart eligible rollover distributions pension plan IRA 60 day rollover RMD OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
IRS self directed IRA prohibited transactions UBTI real estate collectibles OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |