My insurance company just raised my premium by forty percent after a claim and I live in Staten Island, is this legal?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My insurance company just raised my premium by forty percent after a claim and I live in Staten Island, is this legal?
3 real searches · 1 real-search pass
New York Department of Financial Services auto insurance premium increase after accident surcharge rules at-fault accident consumerGoogle ↗
OBSERVEDConsequence
New York homeowners insurance premium increase after claim legal rate increase New York DFSGoogle ↗
OBSERVEDConsequence
New York Insurance Law 3425 homeowners auto nonrenewal premium increase claim DFS consumerGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
New York Department of Financial Services auto insurance premium increase after accident surcharge rules at-fault accident consumer Google ↗
New York homeowners insurance premium increase after claim legal rate increase New York DFS Google ↗
New York Insurance Law 3425 homeowners auto nonrenewal premium increase claim DFS consumer Google ↗
- Auto Insurance Information for Consumers · dfs.ny.gov
- Insurance Circular Letter No. 11 (2018): Inclusion of Loss-of-Use Costs in Calculating Damage to Property in Relation to Surcharge Threshold · dfs.ny.gov
- NYS Open Legislation · nysenate.gov
- Premium Change Explanations (Section 2356) · dfs.ny.gov
- NYS Open Legislation · nysenate.gov
- New York Department of Financial Services · dfs.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Department of Financial Services auto insurance premium increase after accident surcharge rules at-fault accident consumer OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New York homeowners insurance premium increase after claim legal rate increase New York DFS OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New York Insurance Law 3425 homeowners auto nonrenewal premium increase claim DFS consumer OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |