Can you explain how my monthly student loan payment affects my debt to income ratio when the bank reviews my mortgage pre approval application?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you explain how my monthly student loan payment affects my debt to income ratio when the bank reviews my mortgage pre approval application?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae selling guide student loans monthly debt obligation DTI income driven repayment payment amount 2026 Google ↗
Freddie Mac seller servicer guide student loans monthly debt payment DTI deferred income driven repayment Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae selling guide student loans monthly debt obligation DTI income driven repayment payment amount 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac seller servicer guide student loans monthly debt payment DTI deferred income driven repayment OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |