Real ChatGPT answer · index seedQHFDB6MAd8wcompleteFinance and banking · mortgageshowto

If I get a new job starting next month, how long do I have to wait before I can qualify to refinance my current high rate mortgage?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
If I get a new job starting next month, how long do I have to wait before I can qualify to refinance my current high rate mortgage?
2 real searches · 1 real-search pass
Fannie Mae selling guide employment offer contract income refinance new job start date employment history requirementsGoogle ↗
OBSERVEDReason
Freddie Mac mortgage refinance new job employment income offer letter requirementsGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequenceReason100%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Fannie Mae selling guide employment offer contract income refinance new job start date employment history requirements Google ↗
Freddie Mac mortgage refinance new job employment income offer letter requirements Google ↗
  1. Standards for Employment-Related Income · selling-guide.fanniemae.com
  2. Standards for Employment and Income Documentation · selling-guide.fanniemae.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Fannie Mae selling guide employment offer contract income refinance new job start date employment history requirements
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Freddie Mac mortgage refinance new job employment income offer letter requirements
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1