My social security number might have been compromised in a recent data breach, so can you explain what zero liability credit card fraud protection actually covers and how I should monitor my accounts?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My social security number might have been compromised in a recent data breach, so can you explain what zero liability credit card fraud protection actually covers and how I should monitor my accounts?
3 real searches · 1 real-search pass
FTC identity theft what to do credit freeze fraud alert official 2026Google ↗
OBSERVEDConsequence
CFPB credit card unauthorized charges zero liability federal law identity theft officialGoogle ↗
OBSERVEDYes / no
AnnualCreditReport free credit reports official credit freeze three bureausGoogle ↗
OBSERVEDInstruction
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FTC identity theft what to do credit freeze fraud alert official 2026 Google ↗
CFPB credit card unauthorized charges zero liability federal law identity theft official Google ↗
AnnualCreditReport free credit reports official credit freeze three bureaus Google ↗
- Freeze your Equifax credit · equifax.com
- Freeze your Experian credit · experian.com
- Freeze your TransUnion credit · transunion.com
- What is a credit freeze or security freeze on my credit report? · consumerfinance.gov
- Credit Freezes and Fraud Alerts · consumer.ftc.gov
- How to place or lift a security freeze on your credit report · usa.gov
- Is a credit freeze or fraud alert right for you? · consumer.ftc.gov
- What To Know About Identity Theft · consumer.ftc.gov
- AnnualCreditReport.com · annualcreditreport.com
- Watch accounts closely when card data is hacked · consumerfinance.gov
- What To Do After a Data Breach · ftc.gov
- Get an IRS Identity Protection PIN · irs.gov
- Create or secure your my Social Security account · ssa.gov
- FTC IdentityTheft.gov · identitytheft.gov
- What do I do if I am a victim of identity theft? · consumerfinance.gov
- IdentityTheft.gov · identitytheft.gov
- Identity Theft Resources · fbi.gov
- Am I responsible for unauthorized charges if my credit cards are lost or stolen? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC identity theft what to do credit freeze fraud alert official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB credit card unauthorized charges zero liability federal law identity theft official OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
AnnualCreditReport free credit reports official credit freeze three bureaus OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 |