Can an insurance company deny a disability claim entirely based on medical records that mention a minor issue from five years ago?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can an insurance company deny a disability claim entirely based on medical records that mention a minor issue from five years ago?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
disability insurance claim denial pre-existing condition lookback period unrelated medical condition ERISA appeal medical records Illinois Google ↗
Illinois disability insurance claim denial appeal preexisting condition law group disability ERISA individual policy Google ↗
- ADMINISTRATIVE CODE · my.ilga.gov
- Section 2005 · witnessslips.ilga.gov
- Filing a Claim for Your Health or Disability Benefits · dol.gov
- Benefit Claims Procedure Regulation FAQs · dol.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
disability insurance claim denial pre-existing condition lookback period unrelated medical condition ERISA appeal medical records Illinois OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Illinois disability insurance claim denial appeal preexisting condition law group disability ERISA individual policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |