Real ChatGPT answer · index seedQCu6gRxRH4ocompleteFinance and banking · checking and savings accountscomparison

How does the FDIC insurance coverage work across multiple joint checking accounts at Citibank versus Marcus by Goldman Sachs

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the FDIC insurance coverage work across multiple joint checking accounts at Citibank versus Marcus by Goldman Sachs
3 real searches · 1 real-search pass
FDIC joint accounts $250,000 per co-owner ownership category aggregate accounts same bank officialGoogle ↗
OBSERVED
Citibank FDIC insurance joint accounts deposit insurance ownership categories officialGoogle ↗
OBSERVED
Marcus by Goldman Sachs FDIC insured bank deposits joint accounts official checking accountGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 3 queries…

Searches and sources

ChatGPT3 real searches · gpt-6
FDIC joint accounts $250,000 per co-owner ownership category aggregate accounts same bank official Google ↗
Citibank FDIC insurance joint accounts deposit insurance ownership categories official Google ↗
Marcus by Goldman Sachs FDIC insured bank deposits joint accounts official checking account Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FDIC joint accounts $250,000 per co-owner ownership category aggregate accounts same bank official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Citibank FDIC insurance joint accounts deposit insurance ownership categories official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Marcus by Goldman Sachs FDIC insured bank deposits joint accounts official checking account
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1