What are the warning signs of a spot delivery scam where the dealer calls me back days later to change my loan terms?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the warning signs of a spot delivery scam where the dealer calls me back days later to change my loan terms?
3 real searches · 1 real-search pass
FTC yo-yo financing spot delivery car dealer consumer advice conditional financingGoogle ↗
OBSERVEDYes / no
Texas Office Attorney General yo-yo financing spot delivery car dealer consumer rightsGoogle ↗
OBSERVEDOther / navigational
CFPB auto loan dealer financing contract spot delivery yo-yo scamGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
FTC yo-yo financing spot delivery car dealer consumer advice conditional financing Google ↗
Texas Office Attorney General yo-yo financing spot delivery car dealer consumer rights Google ↗
CFPB auto loan dealer financing contract spot delivery yo-yo scam Google ↗
- Can the dealer increase the interest rate after I drive the vehicle home? · consumerfinance.gov
- Avoiding a Yo-yo Financing Scam · ftc.gov
- Deal or no deal? FTC challenges yo-yo financing tactics · ftc.gov
- Compendium of Recent FTC Policy Statements, Advisory Opinions, and Final Rules · ftc.gov
- ReportFraud.ftc.gov · reportfraud.ftc.gov
- Submit a consumer complaint · consumerfinance.gov
- Find your state attorney general · usa.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FTC yo-yo financing spot delivery car dealer consumer advice conditional financing OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
Texas Office Attorney General yo-yo financing spot delivery car dealer consumer rights OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
CFPB auto loan dealer financing contract spot delivery yo-yo scam OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |