Should I finance my upcoming new car purchase through the captive lender promotional rate or take the cash-back incentive and refinance immediately through my local credit union?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should I finance my upcoming new car purchase through the captive lender promotional rate or take the cash-back incentive and refinance immediately through my local credit union?
1 real search · 1 real-search pass
2026 auto loan refinancing credit union rate comparison manufacturer promotional APR cash rebate financing math prepayment penaltyGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model).
Searches and sources
ChatGPT1 real searches · gpt-6
2026 auto loan refinancing credit union rate comparison manufacturer promotional APR cash rebate financing math prepayment penalty Google ↗
- Auto Loan Refinancing: See Options and Today's Rates · navyfederal.org
- Auto Loan Refinancing: See Rates and Apply Online · becu.org
- Best Auto Refinance Rates and Loans of 2026 · wsj.com