What happens to my HSA funds if I retire this year and how do the tax deductions work on my final employer contributions?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What happens to my HSA funds if I retire this year and how do the tax deductions work on my final employer contributions?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS HSA contributions employer contributions tax treatment eligibility retirement Medicare prorated annual contribution limit 2026 Google ↗
IRS Publication 969 health savings accounts 2025 employer contributions distributions age 65 Medicare Google ↗
- Publication 969 · irs.gov
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- 26 U.S.C. § 223: Health savings accounts · uscode.house.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS HSA contributions employer contributions tax treatment eligibility retirement Medicare prorated annual contribution limit 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Yes / no | — | — | 1x of 1 | |
IRS Publication 969 health savings accounts 2025 employer contributions distributions age 65 Medicare OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |