Real ChatGPT answer · index seedQ2rja8OGI7wcompleteLegal · bankruptcyinformational

What happens to my car and my house if I decide to file for Chapter 13 bankruptcy instead of Chapter 7

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What happens to my car and my house if I decide to file for Chapter 13 bankruptcy instead of Chapter 7
2 real searches · 1 real-search pass
Chapter 13 bankruptcy keep house car mortgage arrears automatic stay cramdown 910 day rule official US CourtsGoogle ↗
OBSERVEDConsequence
Michigan bankruptcy exemptions homestead motor vehicle Chapter 13 official courtGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
Chapter 13 bankruptcy keep house car mortgage arrears automatic stay cramdown 910 day rule official US Courts Google ↗
Michigan bankruptcy exemptions homestead motor vehicle Chapter 13 official court Google ↗
  1. Chapter 13 · uscourts.gov
  2. Process · uscourts.gov

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Chapter 13 bankruptcy keep house car mortgage arrears automatic stay cramdown 910 day rule official US Courts
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Michigan bankruptcy exemptions homestead motor vehicle Chapter 13 official court
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1