How can a thirty-year-old consultant lock in the cheapest level term rates while maintaining the option to convert to whole life later?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How can a thirty-year-old consultant lock in the cheapest level term rates while maintaining the option to convert to whole life later?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
2026 term life insurance conversion privilege whole life conversion deadline consumer guidance NAIC Google ↗
term life insurance conversion option compare policies conversion period whole life insurer official Google ↗
- Life Insurance Information for Consumers · dfs.ny.gov
- Consumer Life Insurance FAQ · dfs.ny.gov
- Life insurance guide · tdi.texas.gov
- Life Insurance · content.naic.org
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 term life insurance conversion privilege whole life conversion deadline consumer guidance NAIC OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
term life insurance conversion option compare policies conversion period whole life insurer official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |