Real ChatGPT answer · index seedQ0MexZxuOhccompleteAutomotive · car buying processcomparison

My dad is willing to co sign my auto loan but what are the exact risks to his credit score if I miss a payment

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
My dad is willing to co sign my auto loan but what are the exact risks to his credit score if I miss a payment
2 real searches · 1 real-search pass
CFPB co-signer auto loan late payment credit report responsibility cosignerGoogle ↗
OBSERVEDReason
FTC cosigning loan late payments credit report seven years auto loanGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
CFPB co-signer auto loan late payment credit report responsibility cosigner Google ↗
FTC cosigning loan late payments credit report seven years auto loan Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
CFPB co-signer auto loan late payment credit report responsibility cosigner
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
FTC cosigning loan late payments credit report seven years auto loan
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1