Real ChatGPT answer · index seedPxT6K622GyQcompleteFinance and banking · investing and brokeragesinformational
How does tax-loss harvesting work across multiple taxable accounts at different brokerages without violating the wash-sale rule?
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The searches the AI actually ran for this prompt.
SEED QUERY
How does tax-loss harvesting work across multiple taxable accounts at different brokerages without violating the wash-sale rule?
1 real search · 1 real-search pass
IRS wash sale rule multiple brokerage accounts substantially identical securities 30 days IRA replacement sharesGoogle ↗
OBSERVEDReason
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Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS wash sale rule multiple brokerage accounts substantially identical securities 30 days IRA replacement shares Google ↗
- Instructions for Form 1099-B (2026) · irs.gov
- Publication 550 (2025), Investment Income and Expenses · irs.gov
- 26 CFR § 1.6045-1 - Returns of information of brokers and barter exchanges. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Wash-Sale Rules | Avoid this tax pitfall · fidelity.com