Will filing a minor wind damage claim on my homeowners policy cause my monthly rates to skyrocket next year even if the payout is relatively small
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will filing a minor wind damage claim on my homeowners policy cause my monthly rates to skyrocket next year even if the payout is relatively small
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Ohio homeowners insurance wind damage claim premium increase claims history small claim Ohio Department of Insurance Google ↗
homeowners insurance claim surcharge small claim CLUE report how long claims history official consumer guidance Google ↗
- Homeowners Insurance Guide · insurance.ohio.gov
- Roof Insurance · insurance.ohio.gov
- HOW DO INSURERS DETERMINE YOUR HOMEOWNERS INSURANCE PREMIUM? · content.naic.org
- CLUE (Comprehensive Loss Underwriting Exchange) · insurance.wa.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Ohio homeowners insurance wind damage claim premium increase claims history small claim Ohio Department of Insurance OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
homeowners insurance claim surcharge small claim CLUE report how long claims history official consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |