Real ChatGPT answer · index seedPx1vtGPXJ44completeEducation · financial aid and scholarshipscommercial
What are the current contribution penalties if my modified adjusted gross income exceeds the limit for funding a relative childs Coverdell ESA?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current contribution penalties if my modified adjusted gross income exceeds the limit for funding a relative childs Coverdell ESA?
1 real search · 1 real-search pass
IRS Coverdell ESA contribution MAGI phaseout excess contributions 6% excise tax 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
IRS Coverdell ESA contribution MAGI phaseout excess contributions 6% excise tax 2026 Google ↗
- Publication 970 (2025), Tax Benefits for Education · irs.gov
- 26 U.S.C. § 530 · uscode.ecfr.io
- 26 U.S.C. § 4973: Tax on excess contributions to certain tax-favored accounts and annuities · uscode.house.gov
- 2025 Publication 970 · irs.gov