Can a small business owner contribute to an employee health savings account without making matching contributions for everyone else?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can a small business owner contribute to an employee health savings account without making matching contributions for everyone else?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
IRS employer HSA contributions comparability rules cafeteria plan exception Section 125 nondiscrimination Google ↗
IRS Publication 969 employer contributions HSA comparability rules cafeteria plan Google ↗
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- 26 CFR § 54.4980G-4 - Calculating comparable contributions. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Publication 15-B (2026), Employer’s Tax Guide to Fringe Benefits · irs.gov
- 26 CFR 54.4980G-5 | HSA comparability rules and… · ecfr.io
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS employer HSA contributions comparability rules cafeteria plan exception Section 125 nondiscrimination OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS Publication 969 employer contributions HSA comparability rules cafeteria plan OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |