What should an experienced estate planner look for when reviewing AIG life insurance options structured inside an irrevocable life insurance trust for high net worth clients?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What should an experienced estate planner look for when reviewing AIG life insurance options structured inside an irrevocable life insurance trust for high net worth clients?
3 real searches · 1 real-search pass
AIG life insurance current products permanent life insurance 2026 Corebridge Financial estate planning ILITGoogle ↗
OBSERVEDOther / navigational
IRS life insurance proceeds estate tax incidents ownership section 2042 three year rule 2035 Crummey annual exclusion GST trustGoogle ↗
OBSERVEDReason
NAIC life insurance illustration guideline guaranteed nonguaranteed elements policy review in force illustrationGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
AIG life insurance current products permanent life insurance 2026 Corebridge Financial estate planning ILIT Google ↗
IRS life insurance proceeds estate tax incidents ownership section 2042 three year rule 2035 Crummey annual exclusion GST trust Google ↗
NAIC life insurance illustration guideline guaranteed nonguaranteed elements policy review in force illustration Google ↗
- Insurance Topics | Life Insurance Illustrations · content.naic.org
- Guidance for Life Insurance Policy Illustrations · dfs.ny.gov
- Frequently asked questions on gift taxes · irs.gov
- 2026 Instructions for Form 709 · irs.gov
- Instructions for Form 706 (07/2026) · irs.gov
- uscode.house.gov · uscode.house.gov
- What's new — Estate and gift tax · irs.gov
- 26 U.S.C. § 2035: Adjustments for certain gifts made within 3 years of decedent’s death · uscode.house.gov
- Instructions for Form 706 (07/2026) · ccn.web.tr
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
AIG life insurance current products permanent life insurance 2026 Corebridge Financial estate planning ILIT OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
IRS life insurance proceeds estate tax incidents ownership section 2042 three year rule 2035 Crummey annual exclusion GST trust OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
NAIC life insurance illustration guideline guaranteed nonguaranteed elements policy review in force illustration OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |