What documentation do banks require to remove private mortgage insurance early based on current market home appreciation in my neighborhood
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What documentation do banks require to remove private mortgage insurance early based on current market home appreciation in my neighborhood
3 real searches · 1 real-search pass
Fannie Mae servicing guide borrower requested PMI cancellation current property value appraisal 2 years 5 years documentationGoogle ↗
OBSERVEDReason
Freddie Mac servicing guide borrower requested cancellation mortgage insurance current value appraisal seasoning 75% 80% LTVGoogle ↗
OBSERVEDReason
CFPB cancel private mortgage insurance Homeowners Protection Act current value appreciationGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae servicing guide borrower requested PMI cancellation current property value appraisal 2 years 5 years documentation Google ↗
Freddie Mac servicing guide borrower requested cancellation mortgage insurance current value appraisal seasoning 75% 80% LTV Google ↗
CFPB cancel private mortgage insurance Homeowners Protection Act current value appreciation Google ↗
- Termination of Conventional Mortgage Insurance · guide-servicing.fanniemae.com
- Escrow, Taxes, Assessments, and Insurance · servicing-guide.fanniemae.com
- When can I remove private mortgage insurance (PMI) from my loan? · consumerfinance.gov
- Servicing Guide · singlefamily.fanniemae.com
- Termination of Conventional Mortgage Insurance · servicing-guide.fanniemae.com
- 12 U.S.C. § 4902: Termination of private mortgage insurance · uscode.house.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae servicing guide borrower requested PMI cancellation current property value appraisal 2 years 5 years documentation OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Freddie Mac servicing guide borrower requested cancellation mortgage insurance current value appraisal seasoning 75% 80% LTV OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB cancel private mortgage insurance Homeowners Protection Act current value appreciation OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |