Real ChatGPT answer · index seedPr6RGg1tFyccompleteAutomotive · used carscommercial

What are the current used car loan interest rates at major credit unions like Navy Federal and PenFed for members with a credit score above 780?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the current used car loan interest rates at major credit unions like Navy Federal and PenFed for members with a credit score above 780?
3 real searches · 1 real-search pass
Navy Federal Credit Union used auto loan rates 2026 APR used vehicles officialGoogle ↗
OBSERVEDOther / navigational
PenFed used car loan rates 2026 APR officialGoogle ↗
OBSERVEDShort fact
major credit union used auto loan rates 2026 APR Alliant DCU officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigational67%ComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Navy Federal Credit Union used auto loan rates 2026 APR used vehicles official Google ↗
PenFed used car loan rates 2026 APR official Google ↗
major credit union used auto loan rates 2026 APR Alliant DCU official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Navy Federal Credit Union used auto loan rates 2026 APR used vehicles official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
PenFed used car loan rates 2026 APR official
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
major credit union used auto loan rates 2026 APR Alliant DCU official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1