Real ChatGPT answer · index seedPjW53u9deEscompleteFinance and banking · checking and savings accountsinformational
What is the exact step by step process to dispute an unauthorized debit card charge on my checking account and how long does it take to get a provisional credit?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact step by step process to dispute an unauthorized debit card charge on my checking account and how long does it take to get a provisional credit?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB Regulation E unauthorized debit card transaction provisional credit 10 business days 20 business days 45 90 days official Google ↗
eCFR 12 CFR 1005.11 error resolution 10 business days provisional credit unauthorized electronic fund transfer Google ↗
- 12 CFR § 1005.11 – Regulation E · consumerfinance.gov
- 12 CFR § 1005.11 - Procedures for resolving errors. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- How do I get my money back after I discover an unauthorized transaction or money missing from my bank account? · consumerfinance.gov
- Electronic Fund Transfers FAQs · consumerfinance.gov
- https\://www\.consumerfinance.gov/complaint/ · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB Regulation E unauthorized debit card transaction provisional credit 10 business days 20 business days 45 90 days official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
eCFR 12 CFR 1005.11 error resolution 10 business days provisional credit unauthorized electronic fund transfer OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |