Are my retirement accounts and 401k safe from a massive personal injury lawsuit without an umbrella policy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are my retirement accounts and 401k safe from a massive personal injury lawsuit without an umbrella policy?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
ERISA 401(k) protection from creditors personal injury lawsuit IRA state exemption New York CPLR 5205 Google ↗
New York retirement account exemption personal injury judgment 401k IRA creditor protection official statute Google ↗
- Money That Can’t Be Taken to Collect a Debt · nycourts.gov
- New York Civil Practice Law and Rules Law § 5205 (2025) - Personal Property Exempt From Application to the Satisfaction of Money Judgments. :: 2025 New York Laws :: U.S. Codes and Statutes :: U.S. Law :: Justia · law.justia.com
- OFFICE CREATE CORPORATION v. PLANET ENTERTAINMENT LLC (2025) · caselaw.findlaw.com
- Can Judgment Creditors Go After My Retirement Accounts in New York? · nolo.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
ERISA 401(k) protection from creditors personal injury lawsuit IRA state exemption New York CPLR 5205 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York retirement account exemption personal injury judgment 401k IRA creditor protection official statute OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |