Are credit counseling agency fees capped by law or should I shop around for the cheapest certificate before my bankruptcy filing?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are credit counseling agency fees capped by law or should I shop around for the cheapest certificate before my bankruptcy filing?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
U.S. Trustee Program approved credit counseling agencies fees reasonable fee waiver bankruptcy pre-filing counseling official Google ↗
11 USC 111 credit counseling agency fees waiver unable to pay bankruptcy official statute Google ↗
- 28 CFR § 58.21 - Minimum requirements to become and remain approved agencies relating to fees. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- U.S. Trustee Program | Frequently Asked Questions (FAQs) · justice.gov
- Credit Counseling and Debtor Education Courses · uscourts.gov
- U.S. Trustee Program | Credit Counseling & Debtor Education Information · justice.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. Trustee Program approved credit counseling agencies fees reasonable fee waiver bankruptcy pre-filing counseling official OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
11 USC 111 credit counseling agency fees waiver unable to pay bankruptcy official statute OBSERVED | Google ↗ AI Mode ↗ | — | Definition | — | — | 1x of 1 |