Our HR department wants to audit our short-term disability waiting period policy against industry benchmarks in the fintech sector to determine if reducing the elimination period from fourteen days to seven days significantly increases our overall premium costs.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Our HR department wants to audit our short-term disability waiting period policy against industry benchmarks in the fintech sector to determine if reducing the elimination period from fourteen days to seven days significantly increases our overall premium costs.
3 real searches · 1 real-search pass
short-term disability elimination period 7 days 14 days premium cost actuarial pricing employer guideGoogle ↗
OBSERVEDComparison
fintech employee benefits short term disability waiting period benchmark technology financial servicesGoogle ↗
OBSERVEDComparison
short term disability insurance elimination period pricing factors claim duration frequency employer group policyGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
short-term disability elimination period 7 days 14 days premium cost actuarial pricing employer guide Google ↗
fintech employee benefits short term disability waiting period benchmark technology financial services Google ↗
short term disability insurance elimination period pricing factors claim duration frequency employer group policy Google ↗
- Benefits Benchmarks 2025 US Edition · ajg.com
- Disability Benefits · f.hubspotusercontent40.net
- Financial Services · mployeradvisor.com
- Short-Term Disability Insurance · cfhic.com
- Short Term Disability Insurance | Disability Insurance | Insurance · prv.metlife.com
- Supplement No. 1 to Insurance Circular Letter No. 14 (2007): Electronic Filing via the Internet of National Form (NAIC) Annual Statements and New York Supplements, Quarterly Statements and Audited Financial Statements · dfs.ny.gov
- Aflac's Short-Term Disability Premium Rates(PAYROL · webordering.aflac.com
- Short-term Disability Insurance · employeebenefits.ri.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
short-term disability elimination period 7 days 14 days premium cost actuarial pricing employer guide OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
fintech employee benefits short term disability waiting period benchmark technology financial services OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
short term disability insurance elimination period pricing factors claim duration frequency employer group policy OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |