Real ChatGPT answer · index seedPXeya4ZCpHkcompleteFinance and banking · retirement accountscommercial

I need help understanding the pro rata rule before I convert my old employer sponsored plan into a Roth IRA this year.

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need help understanding the pro rata rule before I convert my old employer sponsored plan into a Roth IRA this year.
2 real searches · 1 real-search pass
IRS rollover chart 401k Roth IRA direct rollover taxable pre-tax after-tax contributions 2026Google ↗
OBSERVED
IRS Form 8606 instructions 2026 pro rata December 31 traditional SEP SIMPLE IRA balances conversionGoogle ↗
OBSERVED

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Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS rollover chart 401k Roth IRA direct rollover taxable pre-tax after-tax contributions 2026 Google ↗
IRS Form 8606 instructions 2026 pro rata December 31 traditional SEP SIMPLE IRA balances conversion Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS rollover chart 401k Roth IRA direct rollover taxable pre-tax after-tax contributions 2026
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS Form 8606 instructions 2026 pro rata December 31 traditional SEP SIMPLE IRA balances conversion
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1