Real ChatGPT answer · index seedPVogmcVZDsYcompleteFinance and banking · checking and savings accountscommercial
How do financial institutions report new checking account openings to consumer reporting agencies like ChexSystems, and does it involve a hard credit pull?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do financial institutions report new checking account openings to consumer reporting agencies like ChexSystems, and does it involve a hard credit pull?
3 real searches · 1 real-search pass
ChexSystems consumer report checking account opening inquiry hard inquiry bank account reporting officialGoogle ↗
OBSERVED
CFPB checking account screening reports ChexSystems hard inquiry soft inquiry officialGoogle ↗
OBSERVED
Early Warning Services consumer report deposit account opening reporting bank account officialGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
ChexSystems consumer report checking account opening inquiry hard inquiry bank account reporting official Google ↗
CFPB checking account screening reports ChexSystems hard inquiry soft inquiry official Google ↗
Early Warning Services consumer report deposit account opening reporting bank account official Google ↗
- Chex Systems, Inc. · consumerfinance.gov
- What is a credit inquiry? · consumerfinance.gov
- When can a bank pull or review a credit report? · helpwithmybank.gov
- Will it hurt my credit if my bank or credit union closed my checking account? · consumerfinance.gov
- Consumer Report · earlywarning.com
- Why was I denied a checking account? · consumerfinance.gov
- ChexSystems · chexsystems.com
- Early Warning Services, LLC · consumerfinance.gov
- How do I get a copy of my checking account consumer report? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
ChexSystems consumer report checking account opening inquiry hard inquiry bank account reporting official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB checking account screening reports ChexSystems hard inquiry soft inquiry official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Early Warning Services consumer report deposit account opening reporting bank account official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |