Real ChatGPT answer · index seedPVVthahVbswcompleteFinance and banking · budgeting and savingcomparison

Can you contrast high yield savings accounts versus Series I savings bonds right now for building our long term retirement nest egg

ChatGPTgpt-64 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you contrast high yield savings accounts versus Series I savings bonds right now for building our long term retirement nest egg
4 real searches · 1 real-search pass
October 2026 high yield savings account rates best APY October 2026 FDIC savings ratesGoogle ↗
OBSERVEDComparison
US Treasury Series I savings bond rate November 1 2026 inflation rate May October 2026 current rateGoogle ↗
OBSERVEDShort fact
TreasuryDirect Series I savings bonds tax benefits redemption rules 5 years 1 year limit annual purchase limitGoogle ↗
OBSERVEDOther / navigational
FDIC deposit insurance savings accounts 250000 officialGoogle ↗
OBSERVEDDefinition

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short fact25%Other / navigational25%Comparison25%ConsequenceReasonDefinition25%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
October 2026 high yield savings account rates best APY October 2026 FDIC savings rates Google ↗
US Treasury Series I savings bond rate November 1 2026 inflation rate May October 2026 current rate Google ↗
TreasuryDirect Series I savings bonds tax benefits redemption rules 5 years 1 year limit annual purchase limit Google ↗
FDIC deposit insurance savings accounts 250000 official Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
October 2026 high yield savings account rates best APY October 2026 FDIC savings rates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
US Treasury Series I savings bond rate November 1 2026 inflation rate May October 2026 current rate
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
TreasuryDirect Series I savings bonds tax benefits redemption rules 5 years 1 year limit annual purchase limit
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
FDIC deposit insurance savings accounts 250000 official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1