Real ChatGPT answer · index seedPUWeCyvgo3EcompleteCareers and HR · layoffs and severanceinformational
Given that my employer subsidy ends next month, what are the exact deadlines and retroactive coverage rules I need to keep in mind when enrolling in COBRA versus a state health exchange?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Given that my employer subsidy ends next month, what are the exact deadlines and retroactive coverage rules I need to keep in mind when enrolling in COBRA versus a state health exchange?
3 real searches · 1 real-search pass
U.S. Department of Labor COBRA 60 day election period retroactive coverage 45 days first payment officialGoogle ↗
OBSERVEDReason
New York State of Health loss employer coverage special enrollment period 60 days effective date officialGoogle ↗
OBSERVEDConsequence
CMS marketplace loss of employer coverage special enrollment period effective date first day after loss coverage 60 daysGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
U.S. Department of Labor COBRA 60 day election period retroactive coverage 45 days first payment official Google ↗
New York State of Health loss employer coverage special enrollment period 60 days effective date official Google ↗
CMS marketplace loss of employer coverage special enrollment period effective date first day after loss coverage 60 days Google ↗
- FAQs on COBRA Continuation Health Coverage for Workers · dol.gov
- COBRA Continuation Coverage Questions and Answers · cms.gov
- COBRA Continuation Coverage · cms.gov
- New York State of Health · nystateofhealth.ny.gov
- New York State of Health · nystateofhealth.ny.gov
- 45 CFR § 155.420 - Special enrollment periods. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
- Special Enrollment Periods (SEP) Job Aid · cms.gov
- COBRA coverage when you’re unemployed · healthcare.gov
- elaws · webapps.dol.gov
- Guidance Regarding Federal Health Insurance Market Rules and Guaranteed Availability and Renewability · dfs.ny.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
U.S. Department of Labor COBRA 60 day election period retroactive coverage 45 days first payment official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York State of Health loss employer coverage special enrollment period 60 days effective date official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CMS marketplace loss of employer coverage special enrollment period effective date first day after loss coverage 60 days OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |