Can you clarify how depreciation affects an insurance payout when filing a claim for an older roof on a house we have owned for thirty years
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you clarify how depreciation affects an insurance payout when filing a claim for an older roof on a house we have owned for thirty years
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Virginia homeowners insurance roof depreciation replacement cost actual cash value recoverable depreciation older roof claim law 2026 Google ↗
Virginia Bureau of Insurance homeowners property claims depreciation roof replacement cost policy deductible matching Google ↗
- P&C Common Problems 2025 · scc.virginia.gov
- Virginia SCC · scc.virginia.gov
- 14VAC5-341-90. Policy conditions. · law.lis.virginia.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Virginia homeowners insurance roof depreciation replacement cost actual cash value recoverable depreciation older roof claim law 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Virginia Bureau of Insurance homeowners property claims depreciation roof replacement cost policy deductible matching OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |