Real ChatGPT answer · index seedPQt9Q9NxjLwcompleteInsurance · disability insuranceinformational

What are the main differences between group disability coverage from an employer and individual New York Life disability policies for young grads?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the main differences between group disability coverage from an employer and individual New York Life disability policies for young grads?
3 real searches · 1 real-search pass
New York Life individual disability income insurance policy features own occupation residual benefits elimination period officialGoogle ↗
OBSERVEDOther / navigational
employer group long term disability insurance taxable benefits portability coverage limits definition of disability NAICGoogle ↗
OBSERVEDDefinition
New York Life disability income insurance individual policy young professionals officialGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%ComparisonConsequenceReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
New York Life individual disability income insurance policy features own occupation residual benefits elimination period official Google ↗
employer group long term disability insurance taxable benefits portability coverage limits definition of disability NAIC Google ↗
New York Life disability income insurance individual policy young professionals official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York Life individual disability income insurance policy features own occupation residual benefits elimination period official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
employer group long term disability insurance taxable benefits portability coverage limits definition of disability NAIC
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
New York Life disability income insurance individual policy young professionals official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1