Real ChatGPT answer · index seedPGXYlveGXYYcompleteLegal · bankruptcycomparison

OpenSky versus Capital One secured cards for rebuilding credit after court ordered debt restructuring

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
OpenSky versus Capital One secured cards for rebuilding credit after court ordered debt restructuring
3 real searches · 1 real-search pass
OpenSky secured Visa credit card current fees annual fee credit bureau reporting deposit 2026Google ↗
OBSERVEDConsequence
Capital One secured Mastercard current deposit annual fee credit bureau reporting upgrade eligibility 2026Google ↗
OBSERVEDOther / navigational
Chapter 13 bankruptcy obtain new credit court trustee permission incur debt during repayment planGoogle ↗
OBSERVEDInstruction

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequence33%ReasonDefinitionInstruction33%Yes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
OpenSky secured Visa credit card current fees annual fee credit bureau reporting deposit 2026 Google ↗
Capital One secured Mastercard current deposit annual fee credit bureau reporting upgrade eligibility 2026 Google ↗
Chapter 13 bankruptcy obtain new credit court trustee permission incur debt during repayment plan Google ↗
  1. Opensky Secured Visa · openskycc.com
  2. Opensky Secured Credit Cards · openskycc.com
  3. Secured Credit Card to Build Credit · capitalone.com
  4. Understanding secured credit cards · capitalone.com
  5. Chapter 13 · uscourts.gov
  6. b. **Request Directed to Trustee** · ilsb.uscourts.gov

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
OpenSky secured Visa credit card current fees annual fee credit bureau reporting deposit 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Capital One secured Mastercard current deposit annual fee credit bureau reporting upgrade eligibility 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Chapter 13 bankruptcy obtain new credit court trustee permission incur debt during repayment plan
OBSERVED
Google ↗
AI Mode ↗
—Instruction——1x
of 1