Real ChatGPT answer · index seedPFUEhRfg6q8completeParenting and family · family financesinformational

We want to buy a modest starter home next spring so what are the current interest rates and loan options for someone with a 680 credit score?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
We want to buy a modest starter home next spring so what are the current interest rates and loan options for someone with a 680 credit score?
3 real searches · 1 real-search pass
current mortgage interest rates November 1 2026 30 year fixed 15 year fixed Freddie Mac PMMSGoogle ↗
OBSERVEDShort fact
New Mexico first time home buyer down payment assistance 2026 MFA programs officialGoogle ↗
OBSERVEDOther / navigational
FHA conventional USDA mortgage credit score down payment requirements official 2026Google ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short fact33%Other / navigational33%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
current mortgage interest rates November 1 2026 30 year fixed 15 year fixed Freddie Mac PMMS Google ↗
New Mexico first time home buyer down payment assistance 2026 MFA programs official Google ↗
FHA conventional USDA mortgage credit score down payment requirements official 2026 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
current mortgage interest rates November 1 2026 30 year fixed 15 year fixed Freddie Mac PMMS
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1
New Mexico first time home buyer down payment assistance 2026 MFA programs official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
FHA conventional USDA mortgage credit score down payment requirements official 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1