Real ChatGPT answer · index seedPDJnMRXd0h4completeFinance and banking · mortgagesinformational

Is it better to put down three percent on a conventional loan or five percent to avoid certain fees right now?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it better to put down three percent on a conventional loan or five percent to avoid certain fees right now?
2 real searches · 1 real-search pass
2026 conventional mortgage 3% vs 5% down PMI loan level price adjustments fees Fannie Mae officialGoogle ↗
OBSERVED
CFPB private mortgage insurance conventional loan 20 percent equity down payment officialGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
2026 conventional mortgage 3% vs 5% down PMI loan level price adjustments fees Fannie Mae official Google ↗
CFPB private mortgage insurance conventional loan 20 percent equity down payment official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 conventional mortgage 3% vs 5% down PMI loan level price adjustments fees Fannie Mae official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
CFPB private mortgage insurance conventional loan 20 percent equity down payment official
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1