Real ChatGPT answer · index seedPC3TOF76MTQcompleteInsurance · disability insurancecomparison

I need to buy disability insurance today and want to know straight up if New York Life is better than Mutual of Omaha for someone with a high fluctuating income.

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
I need to buy disability insurance today and want to know straight up if New York Life is better than Mutual of Omaha for someone with a high fluctuating income.
3 real searches · 1 real-search pass
New York Life Mutual of Omaha individual disability income insurance product changes disability income insurance 2026Google ↗
OBSERVEDOther / navigational
New York Life individual disability income insurance policy high income variable income benefit underwriting officialGoogle ↗
OBSERVEDDefinition
Mutual of Omaha individual disability income insurance policy high income variable income benefit underwriting officialGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%Comparison33%ConsequenceReasonDefinition33%InstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
New York Life Mutual of Omaha individual disability income insurance product changes disability income insurance 2026 Google ↗
New York Life individual disability income insurance policy high income variable income benefit underwriting official Google ↗
Mutual of Omaha individual disability income insurance policy high income variable income benefit underwriting official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
New York Life Mutual of Omaha individual disability income insurance product changes disability income insurance 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
New York Life individual disability income insurance policy high income variable income benefit underwriting official
OBSERVED
Google ↗
AI Mode ↗
—Definition——1x
of 1
Mutual of Omaha individual disability income insurance policy high income variable income benefit underwriting official
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1