What are the current interest rates for consolidating federal student loans through StudentAid dot gov and does it reset my IDR timer?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the current interest rates for consolidating federal student loans through StudentAid dot gov and does it reset my IDR timer?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Federal Direct Consolidation Loan interest rate weighted average rounded up 1/8 current rules 2026 StudentAid.gov Google ↗
Federal student loan consolidation IDR payment count weighted average reset qualifying payments 2026 StudentAid.gov Google ↗
- StudentAid.gov · studentaid.gov
- Annual Notice of Interest Rates for Fixed-Rate Federal Student Loans Made Under the William D. Ford Federal Direct Loan Program · thefederalregister.org
- Loan Consolidation · mohela.studentaid.gov
- SAVE Plan Borrowers: FAQs About Choosing a Different Repayment Plan · studentaid.gov
- Public Service Loan Forgiveness · studentaid.gov
- Federal Student Aid's current repayment plan information · studentaid.gov
- Repayment Plans · studentaid.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Federal Direct Consolidation Loan interest rate weighted average rounded up 1/8 current rules 2026 StudentAid.gov OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Federal student loan consolidation IDR payment count weighted average reset qualifying payments 2026 StudentAid.gov OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |