Real ChatGPT answer · index seedP40Z6T5doBccompleteFinance and banking · credit scores and repairbrand
How do lenders view the hard inquiries generated when shopping for business lines of credit versus personal unsecured loans?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do lenders view the hard inquiries generated when shopping for business lines of credit versus personal unsecured loans?
3 real searches · 1 real-search pass
FICO rate shopping inquiries personal loans business credit inquiries personal credit hard inquiries underwriting multiple applicationsGoogle ↗
OBSERVED
Experian business credit application personal credit inquiry personal guarantee hard inquiry business line of creditGoogle ↗
OBSERVED
CFPB hard inquiries credit score rate shopping mortgage auto student loans personal loansGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
FICO rate shopping inquiries personal loans business credit inquiries personal credit hard inquiries underwriting multiple applications Google ↗
Experian business credit application personal credit inquiry personal guarantee hard inquiry business line of credit Google ↗
CFPB hard inquiries credit score rate shopping mortgage auto student loans personal loans Google ↗
- What kind of credit inquiry has no effect on my credit score? · consumerfinance.gov
- The Timing of Hard Credit Inquiries: When and Why They Matter · myfico.com
- How do FICO scores consider student loan shopping? · myfico.com
- Credit inquiries: what you should know about hard and soft pulls · sba.gov
- Do Business Credit Cards Show Up On a Personal Credit Report? · experian.com
- What is a credit inquiry? · consumerfinance.gov
- How Soft vs Hard Pull Credit Inquiries Work · myfico.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO rate shopping inquiries personal loans business credit inquiries personal credit hard inquiries underwriting multiple applications OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Experian business credit application personal credit inquiry personal guarantee hard inquiry business line of credit OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB hard inquiries credit score rate shopping mortgage auto student loans personal loans OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |