Help me evaluate if taking out an unsecured loan is better than using my 401k to pay off emergency medical debt as a new grad.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Help me evaluate if taking out an unsecured loan is better than using my 401k to pay off emergency medical debt as a new grad.
3 real searches · 1 real-search pass
IRS 401(k) plan loans hardship distributions early withdrawal tax medical expenses rules 2026Google ↗
OBSERVED
CFPB medical bills negotiate hospital financial assistance payment plans medical debt consumer adviceGoogle ↗
OBSERVED
IRS retirement plans FAQs regarding loans hardship distributions 10% additional taxGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 401(k) plan loans hardship distributions early withdrawal tax medical expenses rules 2026 Google ↗
CFPB medical bills negotiate hospital financial assistance payment plans medical debt consumer advice Google ↗
IRS retirement plans FAQs regarding loans hardship distributions 10% additional tax Google ↗
- What should I do if I can’t pay a medical bill? · consumerfinance.gov
- What should I know about medical credit cards and payment plans for medical bills? · consumerfinance.gov
- Retirement plans FAQs regarding loans · irs.gov
- 401(k) plan hardship distributions - consider the consequences · irs.gov
- Hardships, early withdrawals and loans · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) plan loans hardship distributions early withdrawal tax medical expenses rules 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB medical bills negotiate hospital financial assistance payment plans medical debt consumer advice OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS retirement plans FAQs regarding loans hardship distributions 10% additional tax OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |