Real ChatGPT answer · index seedOyIEZDmGykgcompleteParenting and family · family financescomparison

Is a 15-year or 30-year mortgage refinancing rate better right now for a household bringing in one hundred twenty thousand a year with two kids?

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is a 15-year or 30-year mortgage refinancing rate better right now for a household bringing in one hundred twenty thousand a year with two kids?
2 real searches · 1 real-search pass
current mortgage refinance rates November 1 2026 15 year 30 year fixed refinance average United StatesGoogle ↗
OBSERVEDConsequence
mortgage refinance rates today 15 year fixed 30 year fixed November 2026 averageGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short fact50%Other / navigationalComparisonConsequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
current mortgage refinance rates November 1 2026 15 year 30 year fixed refinance average United States Google ↗
mortgage refinance rates today 15 year fixed 30 year fixed November 2026 average Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
current mortgage refinance rates November 1 2026 15 year 30 year fixed refinance average United States
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
mortgage refinance rates today 15 year fixed 30 year fixed November 2026 average
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1