How do I negotiate a mortgage rate lock extension with my bank without paying hundreds of dollars in extension fees?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I negotiate a mortgage rate lock extension with my bank without paying hundreds of dollars in extension fees?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
mortgage rate lock extension fee negotiate lender no cost extension CFPB rate lock closing delay Google ↗
Fannie Mae mortgage rate lock extension lender extension fees borrower closing delay Google ↗
- What's a lock-in or a rate lock on a mortgage? · consumerfinance.gov
- Am I allowed to negotiate the terms and costs of my mortgage at closing? · consumerfinance.gov
- Review loan estimates · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
mortgage rate lock extension fee negotiate lender no cost extension CFPB rate lock closing delay OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Fannie Mae mortgage rate lock extension lender extension fees borrower closing delay OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |