Real ChatGPT answer · index seedOxXF62jRxuUcompleteLegal · real estate lawcomparison

Comparing closing costs and mortgage refinancing legal fees between a big bank and an independent escrow agent in Pennsylvania.

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing closing costs and mortgage refinancing legal fees between a big bank and an independent escrow agent in Pennsylvania.
3 real searches · 1 real-search pass
Pennsylvania mortgage refinance closing costs title insurance rates settlement fees attorney fees lender affiliated title company independent settlement agentGoogle ↗
OBSERVEDReason
Pennsylvania title insurance rate filing refinance reissue credit title insurance officialGoogle ↗
OBSERVEDYes / no
CFPB mortgage closing services shop for title insurance settlement agent affiliated business arrangement RESPAGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequenceReason67%DefinitionInstructionYes / no33%

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Pennsylvania mortgage refinance closing costs title insurance rates settlement fees attorney fees lender affiliated title company independent settlement agent Google ↗
Pennsylvania title insurance rate filing refinance reissue credit title insurance official Google ↗
CFPB mortgage closing services shop for title insurance settlement agent affiliated business arrangement RESPA Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Pennsylvania mortgage refinance closing costs title insurance rates settlement fees attorney fees lender affiliated title company independent settlement agent
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Pennsylvania title insurance rate filing refinance reissue credit title insurance official
OBSERVED
Google ↗
AI Mode ↗
—Yes / no——1x
of 1
CFPB mortgage closing services shop for title insurance settlement agent affiliated business arrangement RESPA
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1