Real ChatGPT answer · index seedOx3BYMxCiq4completeFinance and banking · small business bankingcomparison

Compare the commercial mortgage refinancing rates and closing timelines between Truist and BMO Harris for a multi-tenant commercial office building.

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Compare the commercial mortgage refinancing rates and closing timelines between Truist and BMO Harris for a multi-tenant commercial office building.
3 real searches · 1 real-search pass
Truist commercial real estate lending office properties permanent loans rates underwriting terms 2026Google ↗
OBSERVEDOther / navigational
BMO Bank commercial real estate lending office property refinancing loan terms 2026Google ↗
OBSERVEDReason
2026 commercial mortgage rates office property bank loan spreads LTV DSCR marketGoogle ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational33%ComparisonConsequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Truist commercial real estate lending office properties permanent loans rates underwriting terms 2026 Google ↗
BMO Bank commercial real estate lending office property refinancing loan terms 2026 Google ↗
2026 commercial mortgage rates office property bank loan spreads LTV DSCR market Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Truist commercial real estate lending office properties permanent loans rates underwriting terms 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
BMO Bank commercial real estate lending office property refinancing loan terms 2026
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
2026 commercial mortgage rates office property bank loan spreads LTV DSCR market
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1