What are the main homeowners insurance cost factors for a single-family home in Yonkers, and how do flood zones affect the monthly premium?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the main homeowners insurance cost factors for a single-family home in Yonkers, and how do flood zones affect the monthly premium?
3 real searches · 1 real-search pass
Yonkers NY homeowners insurance average cost factors flood zones FEMA flood insurance New York DFSGoogle ↗
OBSERVED
FEMA flood zones mandatory flood insurance mortgage high risk zones homeowners insurance flood excludedGoogle ↗
OBSERVED
New York homeowners insurance premiums factors replacement cost roof age claims credit protection classGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Yonkers NY homeowners insurance average cost factors flood zones FEMA flood insurance New York DFS Google ↗
FEMA flood zones mandatory flood insurance mortgage high risk zones homeowners insurance flood excluded Google ↗
New York homeowners insurance premiums factors replacement cost roof age claims credit protection class Google ↗
- NYSDFS: Homeowners and Tenants Insurance Guide · dfs.ny.gov
- Insurance Discounts and Savings · dfs.ny.gov
- GAO-26-107867, HOMEOWNERS INSURANCE: Premiums Generally Tracked Inflation but Rose More in Disaster-Prone Areas · files.gao.gov
- Yonkers, NY Flood Zone Map · fludzone.com
- The Best Homeowners Insurance in New York in 2026 · nerdwallet.com
- Search FEMA flood maps · msc.fema.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Yonkers NY homeowners insurance average cost factors flood zones FEMA flood insurance New York DFS OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
FEMA flood zones mandatory flood insurance mortgage high risk zones homeowners insurance flood excluded OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
New York homeowners insurance premiums factors replacement cost roof age claims credit protection class OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |