Need to understand what specific roof shingle damage assessment criteria insurance underwriters are using lately for coastal homes in Del Mar.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Need to understand what specific roof shingle damage assessment criteria insurance underwriters are using lately for coastal homes in Del Mar.
3 real searches · 1 real-search pass
2026 California homeowners insurance roof underwriting shingle condition inspection criteria roof age coastal San Diego Del Mar insurersGoogle ↗
OBSERVEDReason
California Department of Insurance homeowners roof condition underwriting roof age inspection shingles FAIR Plan 2026Google ↗
OBSERVEDReason
California insurer underwriting guidelines roof shingles granule loss curling missing shingles coastal homes roof inspectionGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 California homeowners insurance roof underwriting shingle condition inspection criteria roof age coastal San Diego Del Mar insurers Google ↗
California Department of Insurance homeowners roof condition underwriting roof age inspection shingles FAIR Plan 2026 Google ↗
California insurer underwriting guidelines roof shingles granule loss curling missing shingles coastal homes roof inspection Google ↗
- California’s largest insurers won’t cover these types of roofs: Chart · sfchronicle.com
- California insurers tighten roof coverage rules · insurancebusinessmag.com
- Bill Text: CA SB1301 | 2025-2026 | Regular Session | Chaptered · legiscan.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 California homeowners insurance roof underwriting shingle condition inspection criteria roof age coastal San Diego Del Mar insurers OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California Department of Insurance homeowners roof condition underwriting roof age inspection shingles FAIR Plan 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
California insurer underwriting guidelines roof shingles granule loss curling missing shingles coastal homes roof inspection OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |