Is a 15 year fixed mortgage better than a 30 year mortgage for first time buyers in today economy?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is a 15 year fixed mortgage better than a 30 year mortgage for first time buyers in today economy?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 1 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
United States mortgage rates October 2026 15-year 30-year fixed Freddie Mac latest Google ↗
CFPB compare 15-year vs 30-year mortgage monthly payment total interest first time homebuyers Google ↗
- Mortgage Rates · freddiemac.com
- Mortgage Rates Decline Further to 7.24% · freddiemac.gcs-web.com
- Shopping for a Mortgage · consumerfinance.gov
- Understand the different kinds of loans available · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
United States mortgage rates October 2026 15-year 30-year fixed Freddie Mac latest OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
CFPB compare 15-year vs 30-year mortgage monthly payment total interest first time homebuyers OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |