How far back do comprehensive tenant background checks usually go, and what red flags on a credit report should immediately disqualify an applicant?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How far back do comprehensive tenant background checks usually go, and what red flags on a credit report should immediately disqualify an applicant?
3 real searches · 1 real-search pass
Texas tenant screening background check lookback limits FCRA Texas Business Commerce Code 20.05 eviction credit bankruptcy 7 years 10 yearsGoogle ↗
OBSERVEDReason
FTC landlord tenant background checks adverse action FCRA credit report bankruptcy 10 years 7 yearsGoogle ↗
OBSERVEDReason
HUD tenant screening credit history individualized assessment fair housing guidance landlordsGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
Texas tenant screening background check lookback limits FCRA Texas Business Commerce Code 20.05 eviction credit bankruptcy 7 years 10 years Google ↗
FTC landlord tenant background checks adverse action FCRA credit report bankruptcy 10 years 7 years Google ↗
HUD tenant screening credit history individualized assessment fair housing guidance landlords Google ↗
- BUSINESS AND COMMERCE CODE CHAPTER 20. REGULATION OF CONSUMER CREDIT REPORTING AGENCIES · tcss.legis.texas.gov
- Can I remove an eviction from my record? · sll.texas.gov
- How long can a debt stay on my credit report? · sll.texas.gov
- U.S. DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT · hud.gov
- Guidance on Application of the Fair Housing Act to the Screening of Applicants for Rental Housing · archives.hud.gov
- Tenant Background Checks and Your Rights · consumer.ftc.gov
- Disputing Errors on Your Tenant Background Check Report · consumer.ftc.gov
- Background Checks - Restrictions After a Criminal Conviction · guides.sll.texas.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Texas tenant screening background check lookback limits FCRA Texas Business Commerce Code 20.05 eviction credit bankruptcy 7 years 10 years OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC landlord tenant background checks adverse action FCRA credit report bankruptcy 10 years 7 years OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
HUD tenant screening credit history individualized assessment fair housing guidance landlords OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |